altcoin – How can I get a loan secured by bitcoin?

I have spent some time on this website which says that they are giving a loan to Bitcoin but I do not quite understand the process. Can someone tell me more? The announcement says below;

Get money now and save your crypto for the future!

There is no need to find a lender like in a P2P model. With KYC / AML automated controls, loan approval takes a few seconds and funds can be released almost instantly.

We accept BTC, ETH, LTC, BCH, XRP and other popular cryptographic currencies as collateral.

Loan secured by Bitcoin
www.youholder.com