game recommendation – I'm looking for an RPG that makes great pitfalls

Traps are a staple of role playing, yet they quickly destroy all modern games. Dnd does not handle them well with passive perception, and most players do not want to die in a stupid trap after spending an hour or two creating their characters.

Where is the fantasy equivalent of paranoia?

What would be perfect is a system in which you can generate a character fast enough and convincing enough to create a character you like, a setting that gives an excuse to introduce a new character every time you die. a system where you can lose limbs, bleed, burn and so on. I'm trying to find a reason to use my compendium of jaw traps …