Q1: Yes The link for the MagStripe reader and Encoder 1 does just that. Can read the credit or debit and write it on a new blank card and can also erase data from an existing card. the MSR605 comes with software to do all this. These machines can clone ANY WHAT card with a magnetic stripe. Gift cards, hotel cards, reward cards, credit cards, identity cards, etc.
Q2: Yes you can browse a debit card and if you have a pin, you can go directly to an ATM and get some money. The PIN code is NOT provided in the skim data. The use of skim cards at gas stations, for example, may also require you to enter a zip code associated with the card.
Q3: The only error in skim cards is if the machine is down or if the card is damaged. Each card with a magnetic stripe is exactly the same and each magnetic stripe reader can browse any type of credit card or any card in general with a magnetic stripe. If the card has a black stripe on the back, it can be read. They all use the same technology. The success rate of a card with a black stripe on a Mag Stripe player is 99%.
Real life scenarios and scams
GIFT CARD SCAM: At Walmart, you see stands with gift cards. Let's see that the criminal takes 10 $ 50 Walmart gift cards (not activated). He goes into the bathroom and erases all the data, then puts all of them back on the shelf. He then checks the card numbers daily on the website to see if they are activated. When a customer arrives and buys this gift card, it is activated and the criminal already has the data and can use it on the spot.
FAST FOOD SCAM: Another popular scam happens at Fast Food Drive-Thrus. The cashier has a skimmer next to the register. When you pass your credit or debit card through the window, they slip it into the register and then into the secret card a second time. (It happened to me a Taco Bell lol)
SCAM STATION SCAM: There is practically a universal key that opens any service station pump. The criminals will open them as a device registering all credit cards that have been slipped. Use gas pumps near the door, criminals usually install them on off-site pumps. Also look for a sticker on the pump showing where the pump door would open. If the sticker was peeled off to open the door, it would say VOID VOID VOID on the sticker, that is to say there would have been one that would have entered the pump.
Most people do not know: skimming a card with the machine is not the only way to get skim data. Many cards have RFID chips inside
the same if you do not ask them. If your card has one, you will see a symbol on your card that looks like a signal symbol or wifi with the 3 bars. There is an RFID machine that clones this data. Someone can walk around the mall with this portable RFID device and all he has to do is walk away from it within a foot distance and the data from the RFID chip will be skimmed. It can slip into your pocket, your wallet or your purse.
Funny example of what you can do with a skimmer. You can copy your credit card to a hotel key card. Then go to McDonald's and use your hotel's key card to pay for your meals.
Prevent RFID Foaming: You can buy a special case or wallet to block the RFID signal. But I recommend that your bank re-issue a new card without it.
Prevent MagStripe's crash: Use cash in windows or in companies that use your map out of sight. – Change card number every 3 months because most criminals crush your card and sell it to other people, which means that they could keep your information for several months before selling it.
Experienced Skimmers: The best will buy blank Visa or MasterCard gift cards. Then, they will clone your card and use an embroidery to insert the name and card number on the card (most gift cards have numbers that can not be erased without being embroidered). They will also make a false identity in case the cashier asks for a piece of identification.
I hope this helps you.