There is no single solution for choosing a payment processor.
For the most part, the first entrepreneurs turn to Stripe, PayPal or Braintree.
However, they are not the most flexible and the chances that your account will be blocked in the middle of a high conversion advertising funnel is a terrifying thought.
On the other hand, Shopify payments and PayPal setting a high reserve on funds for most dropshipping companies, a 35% 180-day rolling reserve – call it a major setback.
Bandaged does not support merchants whose bank accounts are open in other countries than the country in which the company is registered and currently only supports 34 countries.
Braintree – small chance of boarding. They only accept merchants who have processed before and had a minimum of at least 100,000 volumes / month.
You might think that for the moment, you can choose any of them, since the commission structure is quite similar between the two.
Pay Pal charges 4.4% for transactions with funds originating outside the United States.
Stripe is a little softer in fees here, charging a total of 3.9% in addition to its fixed fees of $ 0.30
On top of all that, the two Bandaged and Pay Pal have pretty bad exchange rates.
What Happens If You Test an MVP, Expand Your Trial or Direct Selling Offer and Need a Reliable Partner Who Doesn't Make You Afraid of Legs cut beneath you in the middle of a high return on investment campaign?
Whether you're developing your trial or direct selling offering, or already a big player, here is a list of what Twispay can do for you:
We are able to process Visa and Mastercard payments worldwide and settle in multiple currencies at very competitive rates. We can offer our services either as an acquiring bank and / or as a payment service provider (PSP) with our gateway developed in-house.
Our gateway is perfectly integrated with various electronic commerce platforms. Twispay is PCI-DSS Level 1 certified, which underlines our security awareness and meets the highest standards in the industry.
Early start? Twispay is user-friendly for startups. There is no merchant account too small to be able to integrate and negotiate a fair commission structure and provides multiple currencies and payment accounts so that you don't have to exchange currencies like you normally do with Stripe, Paypal, etc.
Regarding the commission structure, due to our own acquiring bank, we are able to offer very competitive rates, in addition, a variety of payment methods supported for European merchants and not only. Coming soon: WeChatPay and AliPay which gives you access to over 100 million. traveling customers.
With honest pricing, clear pricing and quick integrations with all of the most popular e-commerce software solutions there you can start collecting money very quickly by processing transactions and orders worldwide.
Historically, some payment providers have been known to lock merchants into long contracts of two years or more. With Twispay, you can cancel at any time. And … did I forget to mention that we have NO setup fees and NO monthly fees?
No middleman, no worries: you sell online, you get paid.
From a technical point of view, there are three ways for you to take payment details from a customer:
• Integrated payment page, details published on your server. The most fluid payment experience from your customer's perspective is to enter their payment information in a normal form on your site. Unfortunately, this is the least secure way of doing things, and you will need to take very serious security precautions to stay PCI compliant. Unless you make millions a year, this is not the solution for you.
• iframe or redirect. An alternative to entering payment details directly on your site is to include the payment form in a secure iFrame (on a page of your site) or to redirect customers to a payment page hosted outside. It's harder to get the payment form to match the rest of your website with these approaches, but it's also the safest way to get it right.
• Payment form on your site, contact details sent directly from the browser via a secure payment gateway (not via your server). It is a form of intermediate solution. This is actually how most modern payment gateways work, like Stripe, for example. With Stripe, your customers can enter their card details in a form on your site, but the data is then transferred directly to the Stripe server via a secure channel. The customer's credit card details never pass through your web server.
• Need a simple way to receive payments for goods and services outside of a traditional online store purchase? It takes less than a minute to generate a Payment link from Twispay Dashboard (which is amazing) and you can instantly accept credit card transactions with it. Share payment links with your customers via email, Whatsapp, Facebook, etc.
• Do you want to charge recurring payments? Useful if some of your products are subscription based. Or maybe you want to act like a marketplace and accept payments on behalf of sellers who sell their products on your site. We also covered this!
We work with:
o Nutra / Wellness products.
o Skin, diet, muscle / fitness
o Retail / clothing, electronics
o Physical and digital goods
o Ticket sales / Tourism and travel
o Car rental services
o Online games
o Ad networks / traffic exchange networks
o Subscription-based business models
o Education / Online courses
o eComm and eTail: all verticals. Travel, Digital Goods
Open to any size of business, beginner entrepreneur or large enterprise, we can add value at all levels and improve return on investment.
We strive to actively resolve any card that does not have payment issues with a clear understanding of the issues and a dynamic action plan to resolve them.
Text me on Skype for more information.
Skype ID tommyjohnson88